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Marine is 30 years old. She lives in Khndzoresk village in the south of Armenia with her family: her husband and three little children. The main income for the family comes from agriculture. Marine's farm includes ten cows. Marine sells meat and milk from the farm in Kapan city regional center.

After the long lasting winter season, which has been very cold, Marine has challenges with feeding the cattle. She has applied for this loan to purchase necessary forage for the cows. This will help Marine to continue successful breeding of the cows and have a stable income from meat and milk sales.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 104
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Marine to pay for forage.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Apr 3, 2012
Currency Exchange Loss:
Oct 17, 2013