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Mao's Group
In this Group: Mao, Sarem
Mao is 35 years old and lives in a rural area in the Thmor Koul district, where rice farming is one of most common businesses in the village. Mao has five children, but only four of them are still under her responsibility and two of them are still in school.

To maintain her household, Mao grows rice as the main source of income and works for others for pay for additional income. She has been in her business for 10 years. This is her first loan cycle with VisionFund, which she forms as a group loan with the other member and is the group leader.

Mao and her group member are requesting a loan of KHR 500,000 each. As the group leader, Mao will use her portion of the loan to buy fertilizer and hire laborer for plowing her farmland. She hopes to grow her rice paddy healthfully and earn more income so that she still can keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 268
    View loans »
    Cambodia Loans Fundraising
  • $37,506,450
    Funds lent in using Kiva
  • 3,995.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Mao's Group's $275 loan helped a member to buy fertilizer and hire farm laborer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Feb 22, 2012
Apr 3, 2012
Currency Exchange Loss:
Mar 15, 2013