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Karel
Karel is a 52-year-old married man. He has three children: Yufita, 26 years old and married; Angelus, 22 years old and studying at private university; Ne’a, 12 years old and studying at the first grade of junior high school.

Karel is an employee at a local agency. In order to generate extra income for his family, Karel initiated a pig breeding business a year ago. He bought four piglets, using his savings. He said that the reason he initiated the business is because he realized that he will retire from his job soon but he still needs to pay his children’s school fees, which are increasing every year.

Karel needs a loan for business improvement. He wants to buy more piglets to fatten and therefore he is requesting a loan of IDR 5,000,000 from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.


TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.



Join our lending team TLM West Timor.

About Indonesia

  • $4,458
    Average annual income
  • 70
    View loans »
    Indonesia Loans Fundraising
  • $4,708,325
    Funds lent in using Kiva
  • 9,155.0
    Indonesia Rupiahs (IDR) = $1 USD