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Sumarni, 37 years old, is married. She has three children who are under 18 years old. They are Nurhidayah, Mohammad Abdullah and Sitti Azizah. Sumarni also adopted nine orphans. Sumarni is running three kinds of businesses all together: a kiosk, a beauty salon and a meatball stall at her home. Her children gladly assist her in operating the businesses.

Increasing living costs and other costs drive Sumarni to offer better service for her customers. According to Sumarni, the better service she provides, the more customers she gets. She wants to add more inventories for her beauty salon such as a wedding gown and cosmetics. She would also like to add more stocks at her kiosk. Therefore she is requesting a loan of IDR 10,000,000 from TLM.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 12
    View loans »
    Indonesia Loans Fundraising
  • $5,461,825
    Funds lent in using Kiva
  • 9,155.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Sumarni to purchase a wedding gown, cosmetics and more stocks for her kiosk.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 24, 2012
Currency Exchange Loss:
Feb 17, 2015