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Gladis Adelina
Gladis is 31 years old and single. For more than five years she has been selling basic needs products like basic grains, candy, soft drinks, sweet rolls, French bread, cleaning items, disinfectants, and personal use items, among others. She learned this business activity from her father, who taught her to work when she was young. When he went to the United States she stayed and is running the business.

She sells the goods in her house, which is where she has the store. She sells to residents of her neighborhood and the surrounding area. She buys the items that she sells to the distributors who visit her. When they are done, she travels to the city, which is approximately one kilometer from her house, to buy and to stock her store.

Gladis is requesting the loan from Fundación Campo to buy five “quintales” (a quintal is about 100 pounds) of rice, five quintales of beans, five quintales of sugar, 25 cartons of eggs, household items, personal use items, detergents, toothpaste, and soap, etc. She will also use the loan to buy a display case to show what she sells. She will also use the loan to pay her providers.

With this investment she will be able to increase her inventory and meet the existing demand in the neighborhood. Her earnings will be greater because she will be selling more, and she will have a well-stocked store. She wishes to work very hard in the business and to have a larger place. This way she will completely dedicate herself to this business activity.

With the income that she gets she has plans to build a room in order to become independent. She is currently living in her father’s house. Even though he told her that it was her house, she wishes to build something of her own.
View original language description ↓
Gladis tiene 31 años de edad, es soltera. Desde hace más de cinco años que se dedica a la venta de productos de la canasta básica como son: granos básicos, golosinas, refrescos, pan dulce y francés, artículos de limpieza, desinfectantes y para uso personal, entre otros más. Esta actividad la aprendió de su papá quien le enseño desde pequeña a trabajar y cuando él se fue para los Estados Unidos ella quedo administrando el negocio.

Los artículos que comercializa los venden en su casa que es donde tiene la tienda y los vende a los residentes en su colonia y sus alrededores. Ella compra los artículos que vende a los distribuidores que la visitan y cuando se le terminan viaja a la ciudad que esta aproximadamente a un kilómetro de su casa para comprar y surtir la tienda.

Gladis solicita el préstamo a Fundación Campo, para comprar 5 quintales de arroz, 5 quintales de fríjol, 5 quintales de azúcar, 25 cartones de huevos, artículos del hogar y de uso personal detergentes, pasta de dientes, jabón, etc. Y para comprar una vitrina para la exhibición de sus artículos y pago a proveedores.

Con la inversión podrá incrementar su inventario y satisfacer la demanda existente en la colonia y sus ganancias serán mayores ya que venderá más y tendrá surtida su tienda. Ella desea trabajar muy fuerte en el negocio, tener un lugar más amplio y así dedicarse de lleno a esta actividad, con la ganancia que obtenga tiene planes de construir una habitación para independizarse ya que actualmente esta viviendo en casa de su papá, aunque él le dijo que era su casa ella desea construir algo propio.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 713
    View loans »
    El Salvador Loans Fundraising
  • $26,152,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gladis Adelina to buy five “quintales” (a quintal is about 100 pounds) of rice, five quintales of beans, five quintales of sugar, 25 cartons of eggs, household items, personal use items, detergents, toothpaste, soap, and a display case. She will also pay her providers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2012
Listed
Apr 8, 2012
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2013