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Estrella is 49 years old and married. She currently lives together with her husband and four children. She plans to use her loan to buy electric fences so that she can divide up her fields. She will also buy grass seed for her cattle. Estrella has a suitable plot of land on which to carry out her cattle raising business and she plans to invest in buying a better quality of seed so that she can achieve better production. She would like to create more divisions in her fields so that she can make better use of her land. She would like to make more profits so that she and her family can live well and so that she can grow her cattle raising business.

This is Estrella's first loan from FUDECOSUR. She has not received previous loans from State banks but FUDECOSUR have offered her this loan with better terms and a much lower interest rate.
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Estrella, tiene la edad 49 años de edad, está casada y vive con su esposo y cuatro hijos actualmente. El pretende con el crédito realizar la compra de cercas eléctricas para dividir los potreros y semilla de pasto para el ganado. El cuenta con un terreno apto para desarrollar la ganadería y pretende invertir en una mejor calidad de semilla, para obtener una mejor producción. El quiere implantar mas divisiones en los potreros para asi aprovechar mejor los terrenos. Ella quiere generar la mayor cantidad de ganancias para su bienestar y la de su familia y crecer con el proyecto de ganado. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $11,100
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $3,973,175
    Funds lent in using Kiva
  • 505.5
    Costa Rica Colones (CRC) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Estrella to buy materials for improving her cattle farm.
66% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Mar 26, 2012
Currency Exchange Loss: