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Juan, 65, is married and lives with his wife and one son. With this loan he plans to buy bags to transplant coffee, to hire workers to help with transplanting the seedlings, and also to buy inputs like compost and fumigation. He wants to buy seeds and bags to make the seedlings and with the inputs he will get a very high quality planting so that he can sell at an excellent price in the local market. This will earn him more profits and give him a better quality of life and financial stability. This is his first loan from FUDECOSUR. He hasn't had other loans from state banks, but FUDECOSUR has given him a loan more easily and with a much lower interest rate.
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Juan, tiene la edad de 65 años, está casado, vive con la esposa y un hijo. El con el crédito pretende comprar las bolsas para hacer el almacigo y además ayudar con la mano de obra para realizar el almacigo, también comprar insumos como abonos, herbicidas, fumigaciones, El tiene pensado comprar la semilla y las bolsas para hacer el almacigó y con los insumos poder obtener una plantación de muy buena calidad, y así poder venderla a un excelente precio al mercado de la localidad, así poder obtener más ganancias para obtener una mejor calidad de vida y una estabilidad económica. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 39
    View loans »
    Costa Rica Loans Fundraising
  • $4,438,125
    Funds lent in using Kiva
  • 505.5
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Juan to buy inputs for transplanting coffee plants.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Mar 2, 2012
Mar 25, 2012
Currency Exchange Loss:
May 20, 2013