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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The client is the treasurer of the ZAMIRI group. She is a 30-year-old entrepreneur, married, and the mother of six young children who all attend school. Her husband works odd jobs.

She sells used clothes. She has been involved in this type of small income-generating activities for over 5 years.

She has just received her 20th loan from Hekima. This new loan will allow her to purchase one bag of bulk used clothing.

Lately, she has noticed a slump in her sales because of the economic crisis. She would like to see her children grow and continue to attend school. She would also like to expand her business.

She thanks Hekima for its action in favor of poor women excluded from the traditional banking system.
View original language description ↓
La cliente, trésorière du groupe d’affaire «Zamiri », est entrepreneur, âgée de 30 ans, mariée, mère de 6 jeunes enfants, qui étudient tous. Son mari fait de petits métiers. Elle est vendeuse de friperie. Il y a 5 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient d’obtenir son 20eme crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 1 ballon de friperies. Ce dernier temps, cette cliente a constaté ses ventes baissées suite à la crise économique. En plus, elle souhaite voir ses enfants grandir, les faire scolariser et accroitre son entreprise. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,220,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $4,125 loan helped a member to buy one bag of bulk used clothing.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 19, 2012
Listed
Mar 22, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012