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Delia Luz
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Señora Delia belongs to the community bank Santa Bárbara, located in the jewelry section of Market No. 2, of the district of Calleria in the province of Ucayali. She is 42 years old and a mother of two children. Her husband is employed by Essalud, but the income that he has does not meet the family's economic needs. With the first loan that she received through Manuela Ramos for 300 Soles, she decided to invest it in the sales of fine jewelries.


Presently she has a position where she sells jewelry. She opens her stand very early in the morning and serves there until four in the afternoon. After that she is dedicated to her house and the care of her children.


With this loan of 3000 Soles, which she will pay back in five months, she will invest in buying jewels, earrings, rings, necklaces, bracelets, watches, etc. Delia is very content working in her business since she can offer economic wellbeing to her family.

Translated from Spanish by Jay Osborne, Kiva volunteer



La señora Delia pertenece al Banco Comunal Santa Bárbara, ubicado en el Mercado No 2 Sección joyería, del Distrito de Calleria del Departamento de Ucayali. Tiene 42 años y es madre de 2 hijos, su esposo es empleado de Essalud, pero los ingresos económicos que tiene no le alcanzan para su economía familiar,
Con el primer préstamo recibido de Manuela Ramos S/. 300 decide invertirlo en la venta de fantasías finas.


En la actualidad ella cuenta con un puesto donde vende sus joyas, abre su puesto muy temprano y atiende hasta 4 pm, luego se dedica a su hogar y cuidado de sus hijos.


Con este préstamo de S/. 3,000 el cual será pagado en 5 meses, invertirá en la compra de joyas, aretes, anillos, pendientes para mujeres, cadenas, esclavas, relojes, etc.
Delia esta muy contenta trabajando en su negocio le puede brindar el bienestar económico a su familia.

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  • $6,715
    Average annual income
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  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD