La Esperanza 3 Group
The general director of the communal because is Victorina. She is married to Florencio who works as a carpenter. She has two small children, and they live in the same neighborhood as other members of the communal bank. She tells us that she sells all types of clothes which are worn in the different regions. Thanks to the good quality of her products she has been able to help her husband with the daily expenses and, in that way, lighten the burden of the expenses.
She is asking for Kiva’s and Fundación Paraguaya’ help to buy products which she wants to have into order to increase her merchandise stock and attract more customers.
La Directora General del comité es la Sra. Victorina, está casa con el Sr. Florencio quien trabaja como carpintero, tiene dos hijos pequeños y viven el mismo barrio que las demás integrantes de comité. Ella nos comenta que se dedica a la venta de ropas de todo tipo, que trae de diferentes partes. Gracias a la buena calidad de sus prendas es que ella ha podido ayudar a su marido con los gastos del día a día y de esa forma hacer un poco más ligera la carga de los gastos.
Ella solicita la ayuda de kiva y de fundación paraguaya, para la compra de prendas, las cuales desea tener para poder aumentar el stock de mercaderías que tiene y así atraer a más clientes.
About Fundación ParaguayaFundación Paraguaya is a financially self-sustaining social enterprise that promotes entrepreneurship in urban and rural areas through microfinance, education programs, and more. Its focus on agriculture has helped many farmers boost their crop yields. And a number of other borrowers have taken out loans to start and grow social businesses that have helped deliver eyeglasses, medicines and other helpful services in their local communities.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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