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Hawa Issa
Hawa Issa is 40 years old, married, and mother of three children. She lives with several other families in the Médine neighborhood of Ségou.

Since she didn't go to school due to family reasons, she began performing revenue-generating activities from an early age. In particular, she began braiding hair with her sister, who braided hair for a living. After several years of learning by her sister's side, she decided to start her own business by opening up a hair salon for braiding hair. She has been running this business for the past 20 years and has a lot of experience and customers. Her greatest strength is her creativity.

She is seeking this loan in order to stay up to date and make more profit. She has been working with Soro Yiriwaso for 18 months now, after three group loans that were all correctly repaid. She is now on her first individual loan, which she will use to buy 1 hand-held hair-dryer and 1 freestanding hair-dryer. She stocks up in her town.

Hawa Issa provides her services for cash, or credit for her regular customers. With this loan, she plans to earn a monthly profit of 120,000 FCFA. These profits will allow her to pay back the interest on her loan and diversify her revenue-generating activities.

Her goal is to build a house to live in.
View original language description ↓
Madame HAWA ISSA est âgée de 40 ans, mariée et mère de 3 enfants. Elle vit avec plusieurs autres familles dans le quartier Médine de Ségou
N’ayant pas fréquenté l’école pour des raisons sociales, très vite, elle commença à faire les activités génératrices de revenus, notamment la tresse auprès de sa sœur qui faisait le métier de tresseuse de cheveux. Après plusieurs années d’apprentissage à ses côtés, elle décida de s’installer à son propre comptant en menant la même activité en ouvrant un salon de coiffure. Elle mène cette activité depuis 20 ans et jouit d’une grande expérience et clientèle. Sa force est due à son génie de création.
Dans le souci d’être à la page et de faire plus de bénéfice, elle sollicite ce prêt. Elle est en relation avec Soro Yiriwaso depuis 18 mois, après 3 prêts solidaires bien remboursés. Elle est à son 1er prêt individuel qu’elle utilisera pour acheter, 1 machine séchoir et 1 casque pour cheveux. Elle s’approvisionnera sur place.
Madame HAWA ISSA fait ses prestations comptant et à crédit à des clients fidèles. Avec ce prêt elle envisage réaliser un bénéfice mensuel de 120 000FCFA. Ce bénéfice lui permettra de rembourser son prêt et de diversifier ses activités génératrices de revenus.
Son ambition est de construire une maison à usage d’habitation.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 25
    View loans »
    Mali Loans Fundraising
  • $10,710,275
    Funds lent in using Kiva
  • 495.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Hawa Issa to buy hairdressing equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 21, 2012
Currency Exchange Loss:
Apr 17, 2013