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This is Aida, 55, a resident of Pasay City, Philippines. She is married to Albert and a mother to her five children. She and her husband manage their household while working to earn an income to cover their everyday expenses.

Aida operates a sari-sari. In the Philippines, a sari-sari is basically a small convenience store that sells groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 PHP’s-worth of cooking oil or an egg. Her profits come from buying supplies at wholesale prices, then selling them at retail.

Aida’s store is next to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 1000 PHP in sales every day.

To help her continue operations, she is requesting a 50,000 PHP loan from CCT. She will use the loan to buy groceries, toiletries and beverages so as to expand her product inventory. She expects a boost in her business income once she does so.

Aida faithfully meets with her co-fellowship members. All CCT community partners are organized into fellowship groups of fifteen to thirty members that meet on a weekly basis. They gather each week to study the Word of God, build social capital, and repay microfinance loans.

Aida dreams of giving her family a good future through her hard work in her sari-sari.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About the Center for Community Transformation

The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.

About Philippines

  • $1175
    Average annual income
  • 292
    View loans »
    Philippines Loans Fundraising
  • $50,698,750
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Aida to buy groceries, toiletries and beverages so as to expand her product inventory.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 23, 2012
Currency Exchange Loss:
Sep 15, 2012