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Emilia
She was born in the district of Boane, province of Maputo, southern Mozambique. She's married and has three adult children. She completed 6th grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and also supports two grandchildren who live with her.
She has been a businesswoman for over 10 years. She buys and sells foodstuffs and earns an income of about 4.500mt. She uses it to pay for home expenses and also saves part of it in her bank account.
She has had a loan with BIM and has repaid it without difficulties. She first heard of Hluvuku through a friend who is also a client of this institution. This is her third loan with Hluvuku. It is for 25.000mt, which she intends to use to purchase goods (oil, peanuts, rice, flour, etc.) in order to increase the quantity of her merchandise. The previous loans were for 15.000mt and 20.000mt, for her business.
She pledges to make her repayments as scheduled. In the future she intends to build a larger grocery store in order to diversify her merchandise. For that purpose she plans to request more loans from Hluvuku.
View original language description ↓
Nasceu no distrito de Boane , Província de Maputo, Sul de Moçambique, casada e mãe de 3 filhos todos maiores de idade. Fez a 6ª classe e parou por falta de condições financeiras pela parte dos seus pais, vive na casa própria com a sua família e sustenta mais 2 netos que vivem com ele.


É negociante há mais de 10 anos e dedica-se a compra e revenda de produtos alimentares e tem um rendimento de cerca de 4.500.00.00mt, que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).

Já teve empréstimo no BIM e pagou sem dificuldades, conheceu a Hluvuku através de uma amiga que também é cliente desta instituição. Este é o seu terceiro empréstimo na Hluvuku no valor de 25.000.00mt, com qual pretende comprar produtos (óleo, amendoim, arroz, farinha, e outros), para aumentar a quantidade da sua mercadoria. Os empréstimos anteriores foram de 15.000.00mt, e 20.000.00mt, aplicados no negócio.
Compromete se a pagar devidamente e no futuro pretende construir uma mercearia maior para diversificar mais os seus produtos, para tal tenciona solicitar mais empréstimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 7
    View loans »
    Mozambique Loans Fundraising
  • $2,308,850
    Funds lent in using Kiva
  • 27.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Emilia to purchase goods for selling (oil, peanuts, rice, flour, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 6, 2012
Listed
Mar 22, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 19, 2013