Jaspar is a married man. He has two children. He describes himself as an ambitious man. He operates a farm where he grows tea. He has been involved in this business for three years. His business is located at a conducive area. In addition, Jaspar runs a retail shop where he sells items such as sugar, salt, tea leaves, etc. He describes his biggest business challenge as the high cost of transportation to customers. He will use the KES 20,000 loan to buy more home products. Jaspar's dream and business goal is to own several retail shop stores within five years.