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Anonymous Group
In this Group: Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
The leader of the "Ubumwe" group is an entrepreneur. She is a 48-year old widow who recently remarried a mason/builder. She has three young children who all go to school.

She sells charcoal, potatoes, flour, etc. She displays the merchandise in front of her house. Previously, she was a market gardener in her village before moving to the town of Goma. Since a young age, she has been carrying out these small, revenue-producing activities.

She has just obtained her second loan from Hekima. This new loan will allow her to buy two sacks of potatoes, etc. In addition, she would like to see her children grow up in comfort, and open a shop.

She thanks Hekima for helping poor women who cannot turn to traditional banks. Note that in the photo, some of the women are carrying their babies.
View original language description ↓
La cliente, leader du groupe d’affaire «Ubumwe », est entrepreneur, âgée de 48 ans, veuve, remariée récemment par un mâcon constructeur. Mère de 3 jeunes enfants, qui étudient tous. Elle est vendeuse de braises, pommes de terre, farines, etc. Elle expose des articles à son domicile devant sa porte. Elle fut cultivatrice dans son village avant de s’installer dans la ville de Goma. Depuis sa jeunesse, elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient d’obtenir son 2eme crédit de Hekima. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 sacs de pommes de terre, etc. En plus, elle souhaite voir ses enfants grandir confortablement et ouvrir une boutique. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique.Il sied de signaler que certaines clientes portent gentiment leurs bébés.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 7
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $1,925 loan helped a member to pay for two sacks of potatoes, etc.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 16, 2012
Listed
Mar 20, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012