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Alma is 36 years old and married.

Alma works hard to provide for her family. She runs a sari-sari (variety) store in the Philippines and requested a PHP 12,000 loan through NWTF to buy items to sell like shampoo, groceries, etc. in her sari-sari store.

Alma has borrowed and paid 15 loans from NWTF before this loan. She has been running the sari-sari store for seven years and also earns an income from raising pigs.

Alma aspires to save enough to provide a secure future for her family.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 683
    View loans »
    Philippines Loans Fundraising
  • $63,194,275
    Funds lent in using Kiva
  • 42.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Alma to buy more items to sell.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 23, 2012
Currency Exchange Loss:
Mar 15, 2013