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Sandra Karina

Update on Sandra Karina

Sandra, 32, is a hardworking woman who has a small stationery shop. She works selling paper goods. She has many hopes for her shop since she has two children that she wants to provide a good economic life for which is why she wants the loan to increase her stock merchandise with notebooks, pens, items, etc.
View original language description ↓
Sandra de 32 años, es una mujer trabajadora que tiene una pequeña papelería. Trabaja vendiendo papelería. Tiene muchas aspiraciones con su papelería ya que tiene dos hijos y quiere darle una buena vida económica. Por eso quiere el préstamo para incrementa su mercadería con cuadernos, plumas, artículos etc.

Previous Loan Details

Sandra is 32 years old and is a hardworking woman. She has a small stationery store and through her effort and dedication, she has been able to maintain the store for the past six years.

She works every day from very early until 8pm selling stationery, notebooks and pens. She has a lot of... More from Sandra Karina's previous loan »

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,200
    Average annual income
  • 41
    View loans »
    Ecuador Loans Fundraising
  • $23,142,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Sandra Karina to buy stationery supplies, notebooks, pens, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 27, 2012
Listed
Mar 25, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013
This photo was used before for a previous loan for Sandra Karina. It was first posted on Kiva on Mar, 2011. Learn More