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Estalin Damian
Estalin Damian, 21, is single and has no children; he lives with his parents in Guaranda, Bolívar Province. He works nights as a waiter in a grilled meat restaurant and has requested the loan to buy textbooks and pay for his apprenticeship.

With help from the loan he will be able to be at peace because he’ll have money to complete his apprenticeship. He will buy the books in Riobamba. His dream is to become a good auto mechanic and to have his own business.

The challenge faced in this case is competition however he will put all his effort into becoming a good, well-recognized professional. In his free time he enjoys playing and caring for his parents.
View original language description ↓
ESTALIN DAMIAN tiene 21 años de edad es soltero no tiene hijos vive con los padres en Guaranda provincia de bolívar.

ESTALIN DAMIAN trabaja de mesero en las noches en un restaurante de parrilladas. Solicita el crédito para comprar libros y pagar las pasantías.

Con la ayuda del crédito podrá estar tranquilo porque va ha tener el dinero para poder realizar las pasantías.
Las compras de los libros lo hará en Riobamba. El sueño es poder ser un buen mecánico automotriz, y tener un negocio propio.

Enfrentamos desafíos en este caso la competencia pero sin embargo va a poner todo el empeño para ser un buen profesional y lo reconozcan.

En el tiempo libre le gusta jugar y cuidar a los padres.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Estalin Damian to buy textbooks and pay for his apprenticeship.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 2, 2012
Listed
Mar 25, 2012
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2013