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Rosa Ramona
Rosa is 47 years old and lives in Guayaquil (Paraiso). She began her business 5 years ago because of an illness. She started with very little merchandise and gradually expanded. As she earned more money, she invested it.

She works every day in the stationery store in her house. In the future, she hopes to have a larger business and to improve her house. With this loan, she will buy notebooks, beverages, and sweets.
View original language description ↓
Rosa de 47 años vive( paraíso Guayaquil) ella empezó su negocio hace 5 años atrás debido a la enfermedad que tenia . Empezo con poca mercaderia poco a poco fue aumentandola en cuanto ella ganaba mas dinero invertia mas. Trabaja todos los días la papelería esta en su casa. A futuro ella desea tener su negocio mas grande y mejorar su vivienda. Con el préstamo comprara ( cuadernos, bebidas, golosinas ).

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,057,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Rosa Ramona to buy notebooks, beverages, and sweets.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Mar 16, 2012
Mar 25, 2012
Currency Exchange Loss:
Mar 15, 2013