Carlos Alberto, 27, is single and has one child. He lives with relatives and with his four-year-old son in Ventanas, province of Los Ríos. Carlos works driving a three-wheeled motorcycle taxi.
He is requesting the loan to be able to buy electrical appliances: a refrigerator, microwave, and stove. With the help of the loan he will be able to improve his lifestyle. He will make the purchases in Ventanas.
His dream is to be able to buy himself a car to become a member of a cooperative to work giving rides. The challenges he faces are competition and daily survival.
Carlos Alberto tiene 27 años de edad es soltero tiene un hijo, vive con los parientes y con el hijo de 4 años de edad en Ventanas provincia de los Ríos.
Carlos se dedica como chofer en una tricimoto. Solicita el crédito para poder comprar electrodomésticos refrigerador, microondas, cocina. Con la ayuda del crédito podrá mejorar el estilo de vida .
Las compras las hará en Ventanas.El sueño es poder comprarse un carro para afiliarse alguna cooperativa para trabajar haciendo carreras.
Los desafíos a los que se enfrenta es la competencia y día a día poder subsistir. En el tiempo libre le gusta practicar la natación.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!