JESUDOGBE is a group made up of three friends. The group representative, Atènoumè (who is raising her hand in the photo), is 27 years old. Atènoumè is married to a stockbreeder named Barthélémy. The couple has two children, all of whom attend school and are in their care. Atènoumè lives with her husband and children. The couple covers the various household expenses together. Atènoumè did not go to school.
To be able to cover her various expenses, Atènoumè has been selling various products and manioc flour in her neighborhood for the past three years. Atènoumè stocks up in a city in Benin.
Striving to satisfy her curstomers and grow her business, Atènoumè is seeking a second loan through ALIDé, along with the other members of the JESUDOGBE group. This loan will allow them to better meet the demand of their customers and increase their profit.
JESUDOGBE est un groupe de trois personnes qui sont des amies. La représentante du groupe du nom de Atènoumè (dont la main est levée sur la photo), est âgée de 27 ans. Atènoumè est mariée à un éleveur du nom de Bathélémy. Le couple a deux enfants tous scolarisés et à leur charge. Atènoumè vit ensemble avec son mari et ses enfants. Le couple assure ensemble les diverses charges de la maison. Atènoumè n’a pas fréquenté l’école. Pour faire face à ses différentes charges, Atènoumè vend depuis trois ans, des produits divers et de la farine de manioc dans son quartier. Atènoumè s’approvisionne dans une ville du Benin. Dans la quête de la satisfaction de sa clientèle et en vue élargir son activité, Atènoumè sollicite un deuxième crédit auprès de ALIDé, ensemble avec les autres membres du groupe JESUDOGBE. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.