Rafael Roberto, age 26, is single and does not have children. He lives with his parents in Chimbo in the Bolívar province.
Rafael makes fireworks. He is requesting the loan to buy gunpowder, reeds, and paper. He will also make use of the loan to be able to do his thesis work. With the help of the loan he will be able to do his final project for graduation and make the fireworks.
He will buy the materials in Chimbo. His dream is to be able to get his university degree in order to be able to work and help his parents. The challenge that he faces is the lack of money.
In his free time he likes to play indoor volleyball.
Rafael Roberto tiene 26 años de edad es soltero no tiene hijos, vive con los padres en Chimbo Provincia de Bolívar.
Rafael se dedica a la elaboración de juegos pirotécnicos. Solicita el crédito para comprar pólvora, carrizos, papel y también va a aprovechar para poder hacer la tesis de grado.
Con la ayuda del crédito podrá realizar el trabajo de grado y elaborar la volatería.
Las compras de los materiales lo hará en Chimbo. El sueño es poder obtener el título universitario para poder trabajar y ayudar a los padres.
El desafío al que se enfrenta es la falta de dinero. En el tiempo libre le gusta hacer deporte jugar indor, boly.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!