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Esperanza Y Progreso De Huaycan Group
In this Group: Marina Celerina, Martha Angelica, Jhovana, Richard Solis*, Yerson Javier, Michael Aleander
* not pictured
Marina is 50 years old, separated, and has two children. She is currently a member of the “Esperanza y Progreso de Huaycan" (Hope and Progress of Huaycan) communal bank. The group is comprised of six members who devote themselves to different commercial activities.

Marina sells food, that is to say that she has been selling “ceviche” (a fish dish) for two years. The business emerged as a result of her divorce. Marina needed to support her household. That is how she started selling ceviche on the week-ends.

Now she has loyal customers. Thanks to her effort and dedication she has managed to improve her income, her children have a better quality of life, and she has bought some electrical appliances.

Marina is requesting a loan to buy a refrigerator in order to continue growing in her business. Marina will achieve her goals with a lot of work and effort. The loans from Edaprospo will help her.
View original language description ↓
La Sra. Marina es separada tiene 50 años de edad y tiene 2 hijos, actualmente es socia en la alcancía comunal “Esperanza y Progreso de Huaycan” grupo conformado por 6 socios que se dedican a diversas actividades de comercio. Marina se dedica a la venta de comida es decir vende ceviche desde hace dos años este negocio surge a raíz de su divorcio ya que Marina tenía que mantener su hogar y es así que empezó vendiendo ceviche los fines de semana , hoy en día ya cuenta con clientes fidelizados, gracias a su esfuerzo y dedicación a logrado mejores ingresos económicos sus hijos cuentan con una mejor calidad de vida, se ha comprado artefactos eléctricos , Marina solicitado un nuevo préstamo para comprar una refrigeradora para seguir creciendo en su negocio . Marina cumplirá sus metas con mucho trabajo y esfuerzo y que los préstamos de Edaprospo le ayudaran.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 127
    View loans »
    Peru Loans Fundraising
  • $57,346,375
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Esperanza Y Progreso De Huaycan Group's $1,500 loan helped a member to buy a refrigerator.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 12, 2012
Listed
Mar 25, 2012
Currency Exchange Loss:
Covered
Ended:
Aug 15, 2012