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Concepción De Lourdes
Concepción, 35, is married; her husband lives in the United States. She has three children who are 14, 10 and 2 years old. She lives in a village in Peña Blanca, Cortes.

Concepción has a grocery store. She opened it four years ago aiming at having an additional source of income for her home and to be able to improve herself. She’s managed to stay in business thanks to her good administration and with help from her husband who sends her money from abroad. She sells food items like eggs, lard, beans, sugar, flour, milk, soft-drinks and grocery items like soap, disinfectant, toothpaste and toilet paper, among others. She works full-time in her store to take care of customers.

She is currently asking for a 15000 lempira loan to buy grocery items like toilet paper, laundry detergent and bath soap, disinfectant, toothpaste, etc. to have more variety of products available for customers so that the business will grow with more customers. Her plan for the future is to expand the business more and to continue working to provide her children with a better future.
View original language description ↓
Concepción tiene 35 años de edad, es casada su esposo reside en EE.UU. y tiene 3 hijos de 14, 10 y 2 años de edad, vive en una aldea de Peña Blanca, Cortes.
Concepción tiene un negocio de pulpería. Lo estableció hace 4 años con el objetivo de poder tener otro ingreso extra en el hogar y poder superarse. Ella ha logrado mantener su negocio con la buena administración y con l ayuda de su esposo que le envía remesas del extranjero. Vende productos alimenticos como, huevos, manteca, frijoles, azúcar, harina, leche, refrescos y productos de abarrotería como, jabón, desinfectantes, pastas dentales, papel higiénico entre otros. A su negocio le dedica tiempo completo para atender a sus clientes.
En la actualidad a solicitado un préstamo de 15,000 lempiras que invertirá en la compra de abarrotería como, papel higiénico, jabón para la lavar y de baño, desinfectante, pastas dentales etc. Para ofrecer mejor variedad de productos a los clientes y así su negocio pueda crecer aun mas en clientes.
Su plan en el futuro es ampliar más el negocio y seguir trabajando para darles a sus hijos un futuro mejor.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 29
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Concepción De Lourdes to buy stock merchandise for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Apr 6, 2012
Currency Exchange Loss:
May 15, 2012