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Emzar is 47 years old. He is married and lives in a village of Mtskheta District with his wife Tsitsi. Emzar and Tsitsi earn their living through agricultural business. They have a peach garden and vineyard. In season Emzar and Tsitsi work in their garden and vineyard. In late summer/fall they sell harvested produce locally to greengrocery retailers. The total average monthly income of the family is 900 Laris.

Emzar requested a loan for purchasing medicines to treat his plants for parasites. After properly performed seasonal work the family can count on a good harvest, which will be sold for an appropriate price. The family will get planned income, which will be used for financing family living costs during the year.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $8,094,625
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Emzar to purchase drugs for treating plants for parasites.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 7, 2012
Mar 22, 2012
Currency Exchange Loss:
Apr 17, 2013