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Ruzanna is 39 years old. She lives in Abovyan city with her brother and retired father. Almost a year ago, Ruzanna started her own business to have an independent and stable source of income. She works providing cooking lessons, makes wedding accessories, and she caters and designs food.

Ruzanna is requesting a loan to develop her business; specifically, to start selling wedding dresses and accessories. Her loan will allow Ruzanna to increase her business income and she will invest her profits in the further expansion of her business.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,888,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,000 helped Ruzanna to start selling wedding dresses and accessories.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Feb 29, 2012
Apr 9, 2012
Currency Exchange Loss:
Apr 16, 2014