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Alberto
He was born in the district of Namaacha, province of Maputo, southern Mozambique. He's married and has four children, all of which attend school. He completed 10th grade and stopped because his parents lacked financial conditions. He lives with his family in a house he owns and does not support anyone else.
He has been a community health worker for over 9 years and a businessman for over 4 years. He sells various products. He earns a salary of 2.500mt and profits of about 3.000mt. He uses it to pay for home expenses and also saves part of it in his bank account.
He has never had loans with other banks. He first heard of Hluvuku through a friend who is also a client of this institution. This is his first loan with Hluvuku. It is for 12.000mt, which he intends to use to purchase goods such as beans, refreshments, rice, oil, flour, etc., in order to increase the quantity of his merchandise.
He pledges to make his repayments as scheduled. In the future he intends to expand his business and to raise poultry. For that purpose he plans to request other loans from Hluvuku.
View original language description ↓
Nasceu no distrito de Namaacha, Província de Maputo, Sul de Moçambique, casado e pai de 4 filhos todos frequentam a Escola. Fez a 10ª classe e parou por falta de condições financeiras pela parte dos pais, vive na casa própria com a sua família e não sustenta mais ninguém.

É agente polivalente da saúde há mais de 9 anos e negociante há mais de 4 anos dedica-se a venda de produtos diversos e tem um salário de 2.500.00mt, e um rendimento de cerca de 3.000.00mt que aplica nas despesas de casa e poupa algum na sua conta bancária (BIM).
Nunca teve empréstimo noutros bancos, conheceu a Hluvuku através de um amigo que também é cliente desta instituição. Este é o seu primeiro empréstimo na Hluvuku no valor de 12.000.00mt, com qual pretende comprar produtos (feijão, refrescos arroz, óleo, farinha, e outros), para aumentar a quantidade da sua mercadoria.

Compromete se a pagar devidamente e no futuro pretende ampliar o seu negócio e criar aves, para tal tenciona solicitar mais empréstimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • 27.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Alberto to purchase goods such as beans, refreshments, rice, oil, flour, etc. for selling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 28, 2012
Listed
Mar 19, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 18, 2012