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Julieta is 28 years old. She lives in Yerevan with her husband and two children. For seven years now, Julieta has been trading women's jeans in the city market. Due to her personal approach to clients and the good service she provides, Julieta has attracted a large number of loyal clients.

Julieta would like to increase the variety of jeans for the coming spring/summer season as well as supply shirts for her clients. Thus Julieta has applied for this loan to purchase women's jeans and shirts.

This loan will help Julieta to increase her sales and receive additional income from trading. Julieta's family lives in a flat for rent, which needs to be repaired. Development of the business will allow the young family to purchase a new house in the future and live with a better quality of life.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 126
    View loans »
    Armenia Loans Fundraising
  • $14,833,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Julieta to pay for women's jeans and shirts.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Feb 23, 2012
Apr 3, 2012
Currency Exchange Loss:
Apr 16, 2014