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Ararat has been a farmer in the village of Tandzaver, Syunik province, for over 16 years. He raises cattle, chickens, and swine, and also grows fruits and vegetables. Ararat has a parcel of land that serves as pasture for the animals. He sells a large part of what he produces, specifically vegetables, fruit, beef, pork, milk, and eggs to regular customers in the city of Kapan and buyers in his town.

Ararat is 45 years old and lives in Tandzaver. He is a housepainter by profession but he currently works nights as a guard at the town school and works on his farm in the daytime. Ararat is married and has a son and daughter. His son is in school and his daughter is in a paid Masters degree program while also teaching Armenian language and literature in a school. His wife is a janitor in the local school.

Ararat needs a loan of 1,000,000 dram to buy three pigs, three bull calves, and animal feed.
View original language description ↓
Арарат занимается сельским хозяйством в селе Тандзавер, Сьюникского региона, более 16 лет. Он разводит крупный рогатый скот, кур и свиней, а также выращивает овощи и фрукты. У Арарата имеется участок земли, который служит пастбищем для скота. Большую часть полученной сельскохозяйственной продукции, а именно: овощи, фрукты, говядину, свинину, молоко и яйца Арарат продает своим постоянным клиентам в городе Капане и скупщикам в своей деревне.
Арарату 45 лет и он проживает в деревне Тандзавер. По специальности он маляр, но в данный момент он работает ночным сторожем в сельской школе, а в дневное время занимается сельским хозяйством. Арарат женат, и у него есть сына и дочь. Сын Арарата учится в школе, дочь учится в магистратуре на платном отделении и параллельно работает учительницей армянского языка и литературы в школе. Жена Арарата работает уборщицей в сельской школе.
Сумма кредита в 1.000.000 драм необходима Арарату для покупки трех свиней, трех бычков, а также корма для животных.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 125
    View loans »
    Armenia Loans Fundraising
  • $14,072,150
    Funds lent in using Kiva
  • 388.8
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Ararat to buy 3 pigs, 3 bull-calves and fodder for his farm animals.
100% repaid
Repayment Term
32 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 19, 2012
Currency Exchange Loss:
Jan 17, 2014