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Saparkul was born in 1963 in the town of Zherge-Tal in the Tian-Shan district of the Naryn province (in northern Kyrgyzstan). In 1982 after finishing school she began as a simple laborer in a factory in Bishkek, where she worked for three years. In 1985 she married, moved with her husband to the town of Temir-Kanat in the Tong district and found work in the Tong district's manufacturing plant. Unfortunately her and her husband's salaries were not enough to cover the family's expenses. After working until 1991 and having saved up 5,000 som, Saparkul decided to begin her own livestock business, and bought a milk cow.

Even as she just began to work in agriculture, Saparkul set a goal: to have a large farm and a well deserved and bright future for her children. Being by nature a purposeful, patient, hardworking woman, Saparkul was able to reach her goals. At this time she has 3 head of cattle, 20 head of sheep and one horse, an smallish sheepyard and 2.10 hectares of irrigated land from which she harvests clover, wheat, barley and potatoes annually.

In order to further develop her business, Saparkul came to the Bai-Tushum and Partners company for a 120,000 som (KGS) loan, with the goal of increasing the number of livestock she has for raising and later sale. Saparkul plans to use profit from the loan to invest in expanding the sheep yard.
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Сапаркул родилась в 1963 году в селе Жерге-Тал, Тянь-Шанского района, Нарынской области (север Кыргызстана). В 1982 году, окончив училище, она начала простым рабочим в заводе в городе Бишкек, где проработала около трех лет. В 1985 году вышла замуж, переехала к мужу в село Темир-Канат Тонского района и устроилась на работу в Быткомбинат Тонского района. К сожалению, заработной платы ее и мужа не хватало, чтобы покрыть все расходы семьи. Отработав до 1991года и накопив 5,000 сом, Сапаркул решила начать свой бизнес в животноводстве, купив одну дойную корову.

Начиная заниматься сельским хозяйством, Сапаркул еще тогда поставила цель - большое хозяйство и достойное и благоприятное будущее ее детей. Будучи по характеру целеустремленной, терпеливой, трудолюбивой женщиной, Сапаркул смогла добиться поставленных целей - в данное время у нее имеется в собственности 3 голов коров, 20 голов овец и 1голова лошади, небольшая кошара и орошаемый земельный участок с площадью 2,10га, получая ежегодно урожай клевера, пшеницы, ячменя и картофеля.
В целях дальнейшего развития своего бизнеса, Сапаркул обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120, 000 сом (KGS) с целью увеличить поголовье скота для откорма и дальнейшей реализации. Доходы от кредита Сапаркул планирует вложить в увеличение площади кошары.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 72
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,298,300
    Funds lent in using Kiva
  • 46.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,575 helped Saparkul to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Mar 13, 2012
Mar 19, 2012
Currency Exchange Loss:
Dec 17, 2013