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Gaudiosa is married with eight children. She is a very hard-working entrepreneur. Gaudiosa is fifty-two years old and has one child who is in school.

Gaudiosa has a making and selling lumber business in the Philippines. Gaudiosa requested a PHP 23,000 loan amount through NWTF to buy new tools and equipment for her lumber business.

She has been in this business for five years. In the future, Gaudiosa would like to save money to expand the business.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1938
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 43.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Gaudiosa to buy new tools and equipment for her lumber business.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 21, 2012
Currency Exchange Loss:
Sep 15, 2012