Felila is 45 years of age and married with six children.
Felila owns and operates a business venture, planting and harvesting taro for sale. She has many years of experience in this business. Felila needs a loan of WST 1,000 to purchase harvesting equipment such as wheelbarrows, shovels, rakes, baskets, and knives. She plans to use the profit from her business (estimated to be 300 talas or US $125 per week) to financially support immediate members of her family.
In 2012, Felila joined SPBD to gain access to financial services. Because they lack collateral, most of SPBD's clients are unable to borrow from commercial banks. This is Felila's first loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.