Faaiuga is 38 years old, married, and has five children.
Faaiuga owns and operates a business venture, planting and harvesting bananas for sale. She has many years of experience in this business. Faaiuga needs a loan of WST 1,500 to purchase weed-killers such as Gramoxome. She plans to use the profit from her business (estimated to be 320 talas or US $133 per week) to financially support immediate members of her family.
In 2011, Faaiuga joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks because they lack collateral. This is Faaiuga's second loan with SPBD.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.