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Nataliya

Update on Nataliya

Last time Nataliya used her loan to refill her clothing inventory. This time she is asking for a loan for the same purpose: to purchase seasonal spring clothes for resale at her market stall. Nataliya is planning to use the additional profits to improve her family's living conditions. She lives in her own apartment with her husband and son.
View original language description ↓
В прошлый раз Наталья использовала кредит дял пополнения ассортимента товара. В этот раз Наталье нужен кредит для тех же целей - пополнить ассортимент весеннего товара. Наталья планирует получить дополнительную прибыль и улучшить свои жилищные условия. Она живет в собственной квартире с мужем и взрослым сыном.

Previous Loan Details

Nataliya is married with a grown son named Andriy. She is an entrepreneur from Uzhgorod. Nataliya sells men’s and women’s clothing merchandise in a local market in her home town. She owns one vending location and solid clientele. She has been in the trade for 12 years. Her net profit amounts to… More from Nataliya's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,000
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,168,175
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Nataliya to refill her inventory with spring weather clothes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 23, 2012
Listed
Mar 19, 2012
Currency Exchange Loss:
Possible
Ended:
May 17, 2013