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Update on Anna

Using her last loan, Anna purchased new merchandise at wholesale prices. The winter was cold and the goods sold well. Anna was able to make a profit and improve her living conditions.

This time, Anna is requesting a loan to purchase spring merchandise - hats, children's clothing and outfits. Anna has been selling children's goods for four years and plans to continue growing her business.
View original language description ↓
В прошлый раз Анна использовала кредит для закупки товара по оптовым ценам. Зима была холодная и товар продовался хорошо. Анна смогла получить хорошую прибыль и улучшить свои жилищные условия.

В этот раз Анна просит предоставить ей кредит на закупку весеннего товара - шапки, детские костюмчики и комплекты одежды. Анна торгует детским товаром уже четыре года и планирует развивать свой бизнес дальше.

Previous Loan Details

Anna is a young entrepreneur from Zaporozhye. She sells polish-made children's items (outerwear, undergarments, hats and baby carriers) at one of the largest markets in the city - Angolenko. Her goods offer the best quality for a reasonable price, Anna believes. Although she has held this job onl... More from Anna's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Anna to purchase spring merchandise.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Feb 22, 2012
Apr 1, 2012
Currency Exchange Loss:
Oct 15, 2012
This photo was used before for a previous loan for Anna. It was first posted on Kiva on Jul, 2011. Learn More