Ronald, 27, is married and has a vocational high school degree. He is now in advanced studies, working toward a technical degree. He lives in his mother's house, and has no dependents in his care. He and his mother are farmers who produce potatoes, peas, corn and barley on their own land. They have parcels of land in the community of Tiraque, which is also where they live. Tiraque is about 70 kilometers from the city of Cochabamba. Also, it is worth mentioning that his mother is elderly, and so needs Ronald's help and care. Ronald and his mother state that they have a desire to improve their life, and so for this reason they are requesting investment capital to be used to build a house. In this way, they will be able to improve their living conditions.
One of Ronald's dreams and goals is finishing his degree as quickly as possible, so that he can start to work and in this way support his mother so that she can stop working.
El señor Ronald, es una persona de 27 años de edad de estado civil soltero, alcanzo a estudiar el bachillerato y actualmente está estudiando una carrera superior, vive en casa de su madre, no cuenta con dependientes económicos a cargo; la actividad económica principal a la que se dedica él y su madre es la producción agrícola; producen papa, arveja, maíz y cebada en sus propias parcelas, las mismas se hallan situadas en la comunidad de Tíraque lugar donde también se encuentra su domicilio distante aproximadamente a unos 70 Km. de la ciudad de Cochabamba. Asimismo cabe mencionar que su madre es de la tercera edad por lo tanto necesita de su cuidado y de la ayuda de Ronald. Finalmente el cliente y su madre manifiestan tener ganas de superarse y para tal efecto se ven en la necesidad de solicitar capital de inversión para la construcción de una vivienda y de tal forma mejorar sus condiciones de vida.
Entre sus sueños y metas del cliente esta terminar su carrera lo más pronto posible para empezar a trabajar y de esa manera mantener a su madre y que ella deje de trabajar.
CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.