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Yossy Licet
Yosi, 23, is a very enthusiastic, hard working young woman. She lives in the city of Pisco, a city noted for having one of Perú’s most important tourist attractions which is the Paracas Candelabrum and the Ballestas Islands. It’s also noted for its main activities which are fishing and agriculture.

Yosi learned how to earn her daily bread with the sweat of her brow when she was 12 years old because her parents were of very low income so she had to support her family. As time has passed and having saved up she managed to open her own clothing sales business. She’s been in business 6 years and she believes that she does well because she tries very hard to treat her customers well.

Yosi is very grateful to Kiva lenders because thanks to the help they’ve given her she will be able to buy more merchandise (blouses, shorts and pants, among others) which will make it possible for her to have higher income and to continue studying Business Administration since due to economic reasons she had to drop out. This way she will be able to continue working and reach her greatest dream: “To have a clothing store and finish her career.”
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Yosi es una joven de 23 años de edad, es muy entusiasta y trabajadora, vive en la ciudad de pisco, ciudad que se caracteriza por tener uno de los más importantes atractivos turísticos del Perú, el cual es el Candelabro de Paracas y las Islas ballestas; asimismo se caracteriza por sus actividades principales que son la pesca y la agricultura. Yosi aprendió a ganarse el pan con el sudor de su frente a la edad d e12 años, ya que sus padres tenían bajos recursos económicos y por ello ella tuvo que apoyar a su familia; es así que al pasar el tiempo y habiendo ahorrando ella logro iniciar su negocio de venta de prendas de vestir; lleva en el negocio desde hace 6 años, ella cree que le va bien en su negocio porque se esfuerza mucho por atender bien a los clientes.

Yosi está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar más mercadería (blusas, shorts, pantalones, entre otros), lo que le permitirá tener mayores ingresos económicos y seguir estudiando la carrera de Administración de Empresas, ya que por motivos económicos tuvo que dejarla de lado, así ella podrá seguir trabajando y cumplir su más grande sueño:” Tener una empresa de prendas de vestir y terminar su carrera”.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $6,715
    Average annual income
  • 68
    View loans »
    Peru Loans Fundraising
  • $53,916,525
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD