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Amen Group
In this Group: John, Lawratu, Noah
John is 42 years old. He is married and has four children. He owns and operates a grocery shop and sells items like rice, sugar, vegetable oil, bottled water, body and hair creams, etc. He also drives a taxi.

John deems it a big opportunity to expand his business by including other items frequently demanded by customers. He wants to use this loan to purchase more stock to increase his inventory. He hopes to improve sales to enable him to save more for his children’s education, open a supermarket and also buy a new taxi.

John belongs to the community group called Amen Trust Group. In this group, members guarantee for one another as social collateral to the loan and support one another to repay the loan.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $11,565,250
    Funds lent in using Kiva
  • 1.7
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Amen Group's $2,150 loan helped a member to restock his grocery store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Feb 24, 2012
Mar 20, 2012
Currency Exchange Loss:
Sep 15, 2012