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María Concepción
María is 53, and a widow with three children. She has made and sold tortillas for more than 10 years. She says that this business has gone very well in that time.

She will buy the ingredients for making the tortillas, such as corn, in the area. She herself is going to cut the firewood and take it to her house.

The loan that María is applying to Fundación Campo for is to build a covered shed for making and selling her tortillas, as she says that in the wintertime, the place where she has the oven and firewood always gets wet.

With the investment she will have comfort, as in the rainy season she won't experience the same difficulty as last year. This way she will work steadily, and winter won't represent a difficulty for her work.

In the future she wishes to buy windows and install a floor for her house.
View original language description ↓
La señora María tiene 53 años de edad, es viuda y tiene tres hijos. Desde hace más de 10 años ella se dedica a la elaboración y venta de tortillas, desde entonces comenta que le ha ido muy bien en este negocio.

Los insumos para elaborar las tortillas como el maíz lo compra en la zona, la leña ella misma la va a cortar y la lleva hasta su casa.

El préstamo que María esta solicitando a Fundación Campo, es para construir una galera para elaborar y vender sus tortillas, pues ella comenta que en época de invierno siempre se moja donde tiene la hornilla y la leña. Con la inversión tendrá comodidad ya que en la época lluviosa no pasara la misma dificultad que el año pasado. Así trabajara de manera constante y el invierno no representara una dificultad para su trabajo. En un futuro ella desea comprar las ventanas y el piso para su casa.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $4,900
    Average annual income
  • 662
    View loans »
    El Salvador Loans Fundraising
  • $22,066,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped María Concepción to build a covered shed for selling her tortillas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2012
Listed
Apr 5, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013