Check out other loans that are currently fundraising!
Arledis
Forty-two year old Arledís lives with her husband and has four children, ages 12 to 24 years, whose wellbeing she wants to support as much as she can. This is why she has a business, with which she can earn income by selling perfume, creams, cosmetics. She opened it a year ago with very little capital, but in the interim she has gained many customers, continued to expand it, and gotten together other providers who give her catalogues or specialized directories, through which she can promote and sell her products.

She sells on credit based on orders and sometimes by payment on delivery; Lately her sales have increased, and because of this she bought a sewing machine to make clothing for her customers. That's why her customers have increased in number, since she has gotten recommendations from friends and neighbors, and having the necessary startup capital to satisfy them is a challenge.

This is the reason why she is asking for a Kiva loan, since she wants to expand her two businesses. That is why she is planning on getting this loan—she wants to buy two display cases, raw materials like needles and thread, goods like appliques and varied merchandise, like perfumes and makeup, all of which she will put in her display cases. Her plan is to organize an infrastructure over time and to give it her all. The tools, machines, and equipment are necessary for the proper functioning of her businesses.
View original language description ↓
Arledis de 42 años, vive con su esposo y tienen 4 hijos en las edades de 12 a 24 años, a quienes desea apoyarlos en su bienestar tanto como ella pueda. Por eso tiene un negocio, con el cual genera ingresos , mediante el que vende perfumes, cremas, cosméticos, el que inició desde hace un año, con poco capital, pero en la medida en que fue ganando clientela, fue creciendo y agregó otros proveedores que le facilitaron catálogos, o guías especializadas mediante las cuales aun promociona y vende sus productos. En su negocio vende a crédito, mediante pedidos y una parte también la vende de contado; últimamente sus ventas han aumentado y por eso compró una máquina de coser para elaborar ropa a sus clientes, por eso sus clientes han aumentado pues ha pasado de sus amigas y vecinas a clientes referidos por estos y tener el su capital de trabajo suficiente para satisfacerlos se vuele un desafío. Esta es la razón por la cual acude a su credikiva, pues quiere hacer crecer sus dos negocios, por eso planea con este financiamiento, comprar 2 vitrinas, materias primas, como telas hilos e insumos como aplicaciones y mercancías variadas como perfumes y maquillajes con los que surtirá su vitrina. Su plan es organizar su infraestructura gradualmente y dotarla te todas, las herramientas, equipos y enseres que se requieren para el buen funcionamiento de sus negocios.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 162
    View loans »
    Colombia Loans Fundraising
  • $12,834,025
    Funds lent in using Kiva
  • 1,761.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Arledis to buy two display cases, raw materials like needles and thread, and goods like appliques, and varied merchandise, like perfume and makeup.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 14, 2012
Listed
Mar 24, 2012
Currency Exchange Loss:
Covered
Ended:
Jun 18, 2013