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Delys
Delys, 28, has an 8-year-old son with whom she dreams about a successful future. Therefore she works as hard as she can to ensure that in the future she can give him the best living conditions possible. Delys has a beauty salon where she provides professional services for improving one's image such as hair cuts, massages, coiffure, manicure, pedicure, etc., and she also advises on beauty products, depending on each customer. Selling the products generates an income used to help with household expenses. Delys has been able to get ahead with her son with help from her mother. She has dedicated much time to training and acquiring beauty skills, as well as learning about administration, so she can appropriately manage her business.

Her salon is well appointed and set up in her mother's house. Her mother is in the same business and agrees with Delys about her son's well-being. With her work Delys has been able to buy her own home. Her goal for the future is to have her own academy to generate stable employment. The greatest challenge she is up against is working capital, of which there is not enough to meet the market demand as far as buying unequaled, quality products that are sure to be sold is concerned. She knows her customers well and has been able to determine this from her commercial experience.

Currently, she is applying for a CrediKiva loan to buy beauty products such as hair color, shampoo, conditioner, etc., with which to surprise her customers and guarantee the success of the investment.
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Delys de 28 años, tiene 1 hijo de 8 años, con el que sueña un futuro exitoso, por eso dispone todo su potencial productivo, con el fin de lograr que en el futuro, pueda ofrecerle las mejores condiciones de bienestar que ella pudiera. Delis tiene una sala de bellezas, donde vende a sus clientes servicios profesionales de mejoramiento de la imagen personal, como cortes de cabello, masajes, peinados, manicure, pedicure etc. y también asesora con productos de belleza de acuerdo a las necesidades de sus clientes, los cuales ella misma vende y generan otros ingresos, que aplica al sustento de su hogar. Delys ha salido adelante con su hijo, con el apoyo de su madre, poniéndole todo su esfuerzo a su formación y capacitación en belleza y en empresarismo, para lograr un manejo técnico apropiado de la oferta que hace. Su salón de belleza bien acondicionado, está ubicado en la casa de su madre, quien se dedica a la misma actividad y están muy de acuerdo en lograr el bienestar de su hijo, pues Delys con su trabajo ha logrado tener una casa de su propiedad. Su meta más adelante es tener su propia academia, para generar una fuente de empleo estable y este es su propósito familiar. Su mayor desafío es el capital de trabajo, que ante la demanda del mercado, se torna insuficiente para comprar productos de belleza de calidad inigualable, que le aseguren la venta, pues sus clientes ya los conocen y eso es lo que ella ha identificado en su experiencia comercial. En la actualidad está aplicando a un credikiva, con el cual comprará productos de belleza como tintes, champú, acondicionador, mascarilla, etc. con los cuales sorprenderá a sus clientes y garantizarán el éxito de esta inversión.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 475
    View loans »
    Colombia Loans Fundraising
  • $15,262,800
    Funds lent in using Kiva
  • 1,761.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Delys to buy beauty products such as hair color, shampoo, conditioner, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 13, 2012
Listed
Mar 26, 2012
Currency Exchange Loss:
Covered
Ended:
Dec 15, 2012