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Rubys
Rubys, 35, lives with her spouse and their six-year-old child in the city of Cartagena. She has had a business for 12 years, selling fruits and vegetables, from which she derives support for her family. Her business is growing more every day. She is looking to set herself up and increase her clientele with her new neighbors, whom she is winning over. She and her family were recently relocated by landslides in Ciudad Bicentenario, a macroproject of sustainable housing administered by the Fundación Mario Santo Domingo in its Dreams and Opportunities program.

She is very satisfied with her new dwelling because she is building her new market, and she also needs to make structural renovations. This is why she requires funding with which to make purchases and offer her products. This is the reason for coming for a Kiva loan, her first funding from Fundación Mario Santo Domingo, with which she will buy doors, veneer for the damp areas, and a ceiling to roof.

With her funding she will have a comfortable environment for her work and for the peace of the family, which will increase her possibilities of producing even more and continuing with her dream of business growth and family progress.
View original language description ↓
Rubys de 35 años vive con su cónyuge y su hijo de 6 años de edad, en la ciudad de Cartagena. Ella tiene un negocio desde hace 12 años, donde vende frutas y verdura, del cual deriva el sustento de su familia, su negocio está creciendo cada vez más, peor ella está en la búsqueda de organizarse locativamente y aumentar la clientela con sus nuevos vecinos, los que está conquistando, pues ella y su familia recientemente fueron reubicadas por deslizamientos en Ciudad Bicentenario, macroproyecto de vivienda sostenible gestionado por la Fundación Mario Santo Domingo en su programa “Sueños y oportunidades”. Ella está muy satisfecha su nuevo habitad, porque está construyendo su nuevo mercado y necesita también adecuar su infraestructura locativa, para ello requiere financiamiento con los que hacer compras y ofrecer sus productos. Esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, mediante el cual comprará puertas, enchape para áreas húmedas, y cielo Razo para entechar. Con su financiamiento tendrá un ambiente confortable para su tarea y para el sosiego familiar, lo cual aumenta sus posibilidades de producir aun más y continuar con su sueño de crecimiento empresarial y progreso familiar.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $6,070
    Average annual income
  • 288
    View loans »
    Colombia Loans Fundraising
  • $13,826,450
    Funds lent in using Kiva
  • 1,761.0
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Rubys to buy doors, veneer for damp areas, and a ceiling to roof.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 7, 2012
Listed
Mar 23, 2012
Currency Exchange Loss:
Covered
Ended:
Apr 18, 2013