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Ade Yemi-B Group
In this Group: Tawa , Nafissatou, Modoukpè Djemilatou, Adénikê Morayo Djemilath
The ADE YEMI-B group is comprised of four friends. The representative of the group, Tawa, is the one with her hand raised in the photo. This is the second time that this group is asking for a loan from ALIDé with the goal of elevating their level of business.

Tawa is 36 years old, and has not attended school. Tawa is married to a man named Daouda. Together they have three children, all in school. Tawa lives together with her husband and children, and shares the many household responsibilities.

In order to make various ends meet, Tawa has been selling cooking utensils as a traveling saleswoman. Tawa stocks up in Nigeria. With the challenge of continuously growing her business to better respond to the demands of her clientele, Tawa is hoping to grow her inventory. To accomplish this, Tawa is asking for a second loan from ALIDé along with the other members of the ADE YEMI-B group. The first loan request was properly repaid.
View original language description ↓
Le groupe ADE YEMI-B est formé de quatre personnes qui sont des amies. La représentante de ce groupe, nommée Tawa, est celle dont la main est levée sur la photo. C’est la deuxième fois que ce groupe sollicite l’appui financier de ALIDé en vue d’élever le niveau de leur activité. Tawa est âgée de 36 ans et n’a pas fréquenté l’école. Tawa est mariée à un certain Daouda. Le couple a trois enfants, tous scolarisés. Tawa vit ensemble avec ses enfants et son mari et subvient ensemble aux divers besoins du ménage. Pour faire face à ses différentes charges, Tawa vend des ustensiles de cuisine de façon ambulante depuis près de cinq ans. Tawa s’approvisionne au Nigeria. Dans le souci de renforcer davantage son activité et de mieux répondre aux exigences de sa clientèle, Tawa désire augmenter le stock de ses produits. Pour ce faire, Tawa sollicite ensemble avec les autres membres du groupe ADE YEMI-B, un deuxième crédit auprès de ALIDé. Le premier crédit consenti a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 501.3
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ade Yemi-B Group's $600 loan helped a member to purchase cooking utensils for resale.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Feb 17, 2012
Mar 18, 2012
Currency Exchange Loss:
Oct 15, 2012