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Leyla Isabel

Update on Leyla Isabel

Sra. Leyla is a determined woman who is 52 years of age. She thanks God that she is blessed to have two employees who generate better living conditions for her and her family members since they help provide her main source of income. AFODENIC has given Leyla the opportunity to make improvements to her home and expand her business.

Her goal for this new loan is to install a floor and to build a wall at the back of her house. This requires the following construction materials: cement, blocks, gravel, iron, wire, ceramic tile, porcelain tile, dividers, and other items. Her plan for the future is to finish the construction of her house.

View original language description ↓
La señora Leyla, mujer luchadora de 52 años de edad, agradece a Dios por la bendicion de tener dos empleos, que le generan mejores condiciones de vida para ella y sus familiares, siendo estos mismos su principal fuente de ingresos. Afodenic ha dado la oportunidad a leyla para ella poder hacer las mejoras a su vivienda e incrementos a su negocio. El objetivo que se lograra con este nuevo financiamiento es la puesta de piso y pared de fondo de su casa, en la cual requerira el uso de los siguientes materiales de construccion: cemento, bloques, piedrin, hierro, alambre de amarrar, ceramica, porcelana, separadores y otros. Su plan a futuro es terminar de construir su casa.

Previous Loan Details

Leyla is a hard-working woman with a family that she has to support. Hoping to earn more money, she currently works two jobs.
She looks after children at a child development centre and has also run a business selling clothing and cosmetics for several years.
She started out with a few p... More from Leyla Isabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 100
    View loans »
    Nicaragua Loans Fundraising
  • $24,396,400
    Funds lent in using Kiva
  • 23.2
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Leyla Isabel to buy construction materials for installing a floor and building a wall.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Mar 10, 2012
Mar 23, 2012
Currency Exchange Loss:
Jun 15, 2012