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This is 60-year-old Ya-Almamy. She is married and has 3 children, ages 38, 34 and 23 years. She has no additional dependents that live with her.

In 1992, Ya-Almamy established her provisions business. She began her business because she did not go to school. Therefore, at the age of 20, her parents gave her for marriage to a business tycoon. As a hardworking woman, she decided to request from her husband to establish her own business and not to depend on the husband alone. Working 7 days a week and 10 hours a day, she earns about 1,050,000 SLL every month from this business.

She would like a loan in the amount of 3,000,000 SLL. Ya-Almamy requests a loan in order to buy 60 tins of blue plate mayonnaise @ 15,000, 100 tins of luncheon meat @ 9,000, and 4 bags of sugar @ 280,000. The balance will be used to transport the goods to her shop. She hopes that this loan will enable her to increase her monthly profits by approximately 963,000 SLL.

In the future, Ya-Almamy plans to expand the business and also hopes to see her children educated to a higher level. Hardworking and very grateful, she thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Ya-Almamy to buy blue plate mayonnaise, luncheon meat, and sugar; the balance will be used to transport the goods to her shop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 20, 2012
Currency Exchange Loss:
Oct 16, 2012