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This is 28-year-old Abdulai. He is married and has no children. He only has one dependent who lives with him to assist him with sales. In 2009, Abdulai established his lubricant business. He began his business because immediately after completing his sixth form, he had no sponsor to help him continue his education, so he decided assist friends in doing business with the aim of raising funds to continue his education. Unfortunately, his dream did not work out.

After he raised some amount, he wanted to go to college but friends convinced him to establish his own business. He supported their idea and finally decided to remain in business and since that time, his business has grown fast. Working 7 days a week and 10 hours a day, he earns about Le 1,500,000 every month from this business. He would like a loan in the amount of Le 5,000,000.

Abdulai has already received and successfully repaid his first loan and now requires a new loan in order to buy 40 gasket makers @ 960,000, 50 break pads @ 20,000 and 30 sets of foot rests @ 70,000. The balance will be used for transportation. He hopes that this loan will enable him to increase his monthly profits by approximately Le 1,486,000. In the future, Abdulai plans to expand his shop and open another shop for his wife. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 54
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Abdulai to buy 40 gasket makers @ 960,000, 50 break pads @ 20,000 and 30 sets of foot rests @ 70,000; the balance will be used for transportation.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Mar 8, 2012
Mar 20, 2012
Currency Exchange Loss:
Feb 15, 2013