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This young man is 24 years old. He has had a store, where he sells various spare part, wires and necessary things for repairs, for three years. Zafir needs 1600 AZN to buy more merchandise that has the highest demand among his customers. He learned this business from his father. Zafir lives in the Fuzuli region. He relocated from the city of Fuzuli and is an IDP. Zafir is not married and has no children.

An internally displaced person (IDP) is a person who have been forced or obliged to flee his home, in particular as a result of an armed conflict, violence, violations of human rights or natural or human-made disasters, and who, unlike a refugee, has not crossed an internationally recognised State border and remains on the territory of his own country. (source: UN Office for the Coordination of Humanitarian Affairs)
View original language description ↓
Etomu molodomu cheloveku 24 qoda. On uje 3 goda kak imeyet magazin gde prodayet razniye zapchasti shnuri i nujniye veshi dlya remonta. Zafir nujdayetsya v 1600 AZN chtobi kupit bolshe tovarov dlya prodaji spros na kotorix bolshe sredi pokupateley. On etomu biznessu nauchilsya u svoyego otca.
Zafir jivet v Fizuli regione, on pereselenec iz Fuzuli goroda i yavlyayetsya IDP personom. Zafir ne jenat i ne imeyet detey. Внутренне перемещённое лицо (ВПЛ) - человек, который был вынужден внезапно бежать из своего дома в результате вооружённого конфликта, насилия, нарушений прав человека, стихийных бедствий или других катастроф, но, в отличие от беженца, не перешел международную границу и находящийся на территории собственной страны (источник: Управления ООН по Координации Гуманитарных Вопросов)

Additional Information

About Komak

Komak means “help” in Azerbaijani. As of its creation in 1999, Komak has kept true to its name by helping thousands of Internally Displaced Persons, refugees and the economically disadvantaged by providing these groups with sustainable credit services. As of 2010 Komak’s $2.5 million portfolio serves 1513 clients, 81% of whom are IDPs, and 40% of borrowers are women. In 2009, Komak was cited in a report by the United Nations General Assembly as one of Azerbaijan's prominent forces in restoring the local economy by enabling small and medium enterprises with credit. For more on Komak, please join our lending team, Friends of Komak Credit Union.

About Azerbaijan

  • $10,800
    Average annual income
  • 85
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Zafir to buy merchandise for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Mar 9, 2012
Mar 19, 2012
Currency Exchange Loss:
Apr 17, 2013