Ratana (in the photo) is 48 years old and her husband, Samy, is 49 years old. They live in a village about fifteen kilometers form Phnom Penh, the capital city of Cambodia. They have been married since 1988 and have six sons and one daughter.
Ratana sells mangoes. She buys mangoes under contract from villagers from the blooming season till the harvesting season comes. She needs to use pesticides to keep mangoes from insects. Hence, Ratana is asking for a loan of $1,000.
MAXIMA Mikroheranhvatho is a Cambodian microfinance institution founded in 2000 to help low-income rural and urban people and small- to medium-sized businesses (SMEs) access financial services. Sustainable access to credit helps to create jobs and enables business owners improve their living conditions, educate their children, provide health care to their families, and more. It also enables the rural poor to remain at home with their families, rather than moving to city centers in search of employment.