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Anonymous Group
In this Group: Anonymous*, Anonymous*, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous, Anonymous
* not pictured
The client is the leader of the Atuwezeshe group. She is a 50-year-old entrepreneur, married, and the mother of 7 young children who all attend school. Other children have their own families. Her husband is a civil servant.

She is the member of a cafeteria. She has been involved in this type of income-generating activity for over 10 years. She has just obtained a fourth loan from Hekima. She is currently experiencing a drop in her level of activity after having moved her sale outlet from a strategic location to another remote site in the center of town. With this new loan, she will purchase 2 jars of yoghurt milk and 4 dozen shoes for resale.

She wants to see her children grow in comfortable conditions, she also wants to expand her business and diversify her activities.

She thanks Hakima for its action in favor of poor women excluded from the traditional banking system.

It is worth noting that in the photo, some mothers are carrying their babies.
View original language description ↓
La cliente, leader du groupe d’affaire «Atuwezeshe », est entrepreneur, âgée de 50 ans, mariée, mère de 7 jeunes enfants, qui étudient tous et d’autres ont leurs propres ménages. Son mari est un fonctionnaire. Elle est sociétaire d’un cafeteria. Il y a 10 ans révolus qu’elle exerce ces petites activités génératrices de revenus de ce genre. Cependant, elle vient d’obtenir son 4eme crédit de Hekima. Actuellement, cette cliente se retrouve en situation de baisse d’activité suite au déménagement de son lieu stratégique vente vers un autre lieu isolé du centre ville. Ce nouveau crédit doit lui servir de s’approvisionner avec 2 bidons de lait yogourts à revendre, etc. En plus, elle souhaite voir ses enfants grandir confortablement, accroitre son entreprise et diversifier les activités. La cliente remercie Hekima pour ses actions en faveur de pauvres femmes exclues de banque classique. il sied de signaler que sur cette photo, certaines mamans portent leurs bébés.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 7
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Anonymous Group's $3,750 loan helped a member to buy 2 large containers of yogurt and other dairy products.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Mar 15, 2012
Listed
Mar 20, 2012
Currency Exchange Loss:
N/A
Ended:
Aug 15, 2012