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Natalya
Natalya lives in Nikopol. She is a entrepreneur at the market, where she sells a most diverse assortment of goods: children's jackets, windbreakers, men's and women's hats, as well as backpacks and camping gear. Natalya has already been selling hats for quite some time; she started 15 years ago. However, by training, Natalya is a guide. Four times a year, she leads various groups on hiking trips. When the time came, her skills and the experience she earned as a guide helped her to open a sales outlet for camping gear, which she added to her assortment of clothes and hats.

At the present time, Natalya has 40,000 hryven invested in inventory. She needs a loan through Kiva of 21,000 hryven in order to buy children's jackets and windbreakers for seasonal sales. Natalya is hoping to continue with this part of her business since she has already gained good experience in it. Nonetheless, she is placing her stake on the growth in sales of her hiking merchandise, as active types of recreation are becoming more and more popular among all strata of the Ukrainian population.

Note: story in Russian
View original language description ↓
Наталья живет в Никополе. Она – рыночный предприниматель, торгует самыми разнообразными товарами: детскими куртками, ветровками, женскими и мужскими головными уборами, а также туристическим снаряжением и рюкзаками. Наталья уже достаточно давно занимается продажей головных уборов – она начала торговать 15 лет тому назад. Однако по специальности Наталья - экскурсовод. Четыре раза в год она ходит в туристические походы с разными группами туристов. Знания и приобретенный опыт помогли ей в свое время открыть торговую точку реализации товаров для туризма и добавить эту группу товаров к своему ассортименту одежды и головных уборов.

На данный момент у Натальи в товаре – 40 000 гривен. Ей необходим кредит от КИВА в размере 21 000 гривен для того, чтобы закупить весенние детские куртки и ветровки для сезонной реализации. Наталья надеется и дальше продолжать держать этот сектор своей торговли, так как уже наработан неплохой опыт. Тем не менее, она делает ставку и на рост торговли товарами для туризма, так как этот вид активного и подвижного отдыха становится все более популярным среди разных слоев населения в Украине.
Пометка: история на русском языке

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 0
    View loans »
    Ukraine Loans Fundraising
  • $6,250,350
    Funds lent in using Kiva
  • 8.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,625 helped Natalya to buy children's spring jackets and windbreakers for seasonal sales.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Feb 22, 2012
Listed
Mar 18, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012